Medicare Part C or Medicare Advantage covers all the things covered in the Original Medicare plans of Part A and B except hospice care, which is specifically covered by Medicare Part A. Most seniors and the disabled pick Medicare Advantage because it offers all the preventive measures outside of hospice care, plus some Part C plans include prescription drug coverage. You can also specifically avail of Humana Medicare Advantage 2019 in order to get the best of both worlds of Medicare Part A and Part B in the most streamlined way possible. Humana is a managed care and for-profit insurance company based in Louisville, Kentucky. It’s a huge company that was able to get revenues worth $53.77 billion back in 2017 because of its popularity and success as an insurance provider.
More about Medicare Coverage Details
- Reminders about Parts A to D: Medicare Part A is Hospital Insurance. Medicare Part B is Medical Insurance. Medicare Part C is Medicare Advantage and offers most of the coverage of Part A and B. Medicare Part D is Medicare Prescription Drug Insurance. Medicare Advantage Prescription Drugs or MA-PD covers Part A and B as well as Part D. Many avail of Part C or Medicare Advantage because they’re likelier to spend money on homecare and medicine as well as medical appliances (and prescription drugs) than hospice care.
- Warnings Regarding Medicare Advantage: People usually avail of Medicare Part C for prescription medication coverage plus most of the best parts of Part A and B. However, not all Medicare Advantage plans include coverage for prescription drugs. You should specifically ask for MA-PDs or Medicare Advantage Prescription Drug Plans for medication coverage and discounts. By enrolling in MA-PDs, you can still continue to pay premiums for Medicare Part B.
- The Coverage Included for Medicare Part D: As for Medicare Part D, it also includes prescription medicine coverage through private insurance companies with a Medicare contract. What’s the difference between Medicare Part C and Part D? Part D is mostly about drug coverage such that all standalone Medicare Part D plans provide it the same way all Medicare Part A plans provide hospice care and even home-based healthcare. MA-PD is coverage for parts of Part A as well as all of Part B and D.